More than 3,600,000 truck drivers are working for over 710,000 trucking companies in the United States.
With so many trucks on the road, it is no surprise that many insurance companies offer commercial truck
coverage. However, just as with choosing personal auto insurance, there are a lot of factors to consider
when signing a policy. That’s why it’s essential to work with the best trucking insurance agent who can
help you get the right amount of vehicle protection.
Whether you are a truck owner, fleet manager, or owner-operator, stick around! This post will go through
some criteria for choosing an agent you can trust with your trucking insurance.
1. Professionalism
Above all else, your trucking insurance agent should be professional. That means being knowledgeable
about the product they are selling, getting back to you promptly, and being courteous. These qualities will
make them a lot easier to work with and give you the peace of mind that you can count on your agent.
2. Claims Service
Some agencies dread the claims process and put off calls from customers who have one. That’s why it’s
essential to learn about the claims process when choosing an agent.
Find out their customer service hours and response time. Customer reviews can help determine how well
agents handle claims at a particular agency.
3. Commitment
You don’t want an agent just looking to make a quick buck. Instead, look for committed agents who
ensure they provide you with the proper coverage. They educate you, help you make intelligent decisions
for your fleet, and stick around to help even after you sign on.
4. Good Reputation
While there’s nothing wrong with new agencies, they aren’t always the best choice when purchasing
commercial truck insurance. Companies who have a lot of experience in this field are a better choice
since they are aware of your needs as a fleet manager.
You won’t have to spell out all the details to your agent and hope they understand. Instead, they will
already know what you need and how to provide you with the best trucking insurance.
5. Financials
Did you know that you can check the financial strength of the companies with whom you may write
policies? Agents can give ratings for their company, allowing you to compare them with other insurance
agencies.
So before signing any policy, get to know the company that backs it up. Make sure they are a solid
business in a position of financial stability, especially if the policy is much cheaper than others.
Rely on the Best Trucking Insurance Agent
If your current trucking insurance agent does not meet these criteria, it’s time to find a new one.
After considering the factors above, you are now in a position to interview agents. Once you find a
dependable agent, be sure to tell others so they can avoid dealing with unreliable agencies.
And, if you found this post helpful, don’t forget to scroll through some of our others! We offer advice on all
sorts of business products and services on our website.
Photo by Vanessa Rider
